Why pub insurance?

There are many challenges involved in running a successful pub and a number of risks that your pub can face on a daily basis. If a customer slips and falls or if a member of staff injures themselves, you need to be protected. The typical pub insurance policy will provide employer's liability insurance cover to protect you from claims made from staff for injuries caused to them whilst working at your premises. A level of public liability insurance is usually included as standard to protect you against claims made by third party customers whilst on your premises. If you own the building where your pub is located you will have to ensure that you also have adequate building insurance on your pub. Product liability may also be required if you sell food items to third parties that could potentially claim if they take unwell. Other optional extras include contents cover, loss of money, business interruption cover and loss of drinks licence. With so many options available, it is essential to speak to a trusted pub insurance provider through Hoot