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Why use Hoot for your life insurance?

At Hoot we know the importance of having the right life insurance policy in place to support you and your family. If your partner, children or family rely on your income to cover the costs of a mortgage or other living expenses then a life insurance policy should be something you strongly consider. Such a policy will then pay your dependents a lump sum or regular payments should you pass away. Hoot can help you do your research and compare prices before you buy.

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What type of life insurance do I need?

There are two main types of life insurance policy: a term life or whole-of-life insurance policy. A term life insurance policy will run for a set period of time, typically 5-25 years, and will pay out should you die during the set term and there is no lump sum at the end of the term. A whole-of-life insurance policy will pay out at anytime on death providing you keep up with your premium payments. A term policy may be more suited to cover a mortgage and a whole-of-life to provide an inheritance. There are a number of factors that will impact the price of your premiums. Some of these will include: your age; your health; whether you smoke; your lifestyle; your occupation; the length of policy; and the amount you wish to cover. Arguably the most important factor would be your health. If you partner also wants cover, you can decide to get a joint life insurance policy or two separate policies, the latter would ultimately provide a higher level of protection. A joint life insurance policy can have its benefits if both partners earn income but will only pay out on the first death. Be sure to discuss the requirements of you and family in detail with your chosen adviser before purchasing.

How can I get life insurance quotes?

Getting a tailored life insurance policy is easy with Hoot. Simply complete our short online life insurance quote form and our regulated life insurance specialist broker will then contact you directly to confirm details and provide you with a quote. Hoot offers you a fast and no obligation service, and you can be speaking to a specialist within a matter of minutes. So whether you need life insurance to cover a mortgage, cover funeral costs or simply just to provide for your dependents should the worse happen, get the right deal on your life policy with Hoot today.

Why Hoot Insurance?

Hoot work with the best brokers in Ireland to find you a wonderful deal on all types of insurance.

One Simple Form

Our forms are easily to complete, at a time that suits you.

Free and no obligation

Safeguard your home and the stuff inside and don’t worry about damages.

Easy and fast to use

Insurance policies sold to corporate policyholders protect against a wide variety of risks.

Our Trusted Brokers

We’ve built our reputation on partnering with agents all around the world to provide comprehensive insurance for their clients.

Hoot Insurance is a trading name of Paddy Compare Limited. Paddy Compare Limited is a registered company in Northern Ireland. Company Number NI614718. Paddy Compare Limited is authorised and regulated by the Financial Conduct Authority (FCA FRN 598813). Paddy Compare Limited is a registered data controller. ICO Registration Number Z3663827.

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